Stop tracking.
Start commanding.
WiseCash is the professional-grade financial radar built for wealth builders. Get a real-time Budget Health Score, automated 50/30/20 analysis, and executive-grade monthly reports—all in one high-precision platform.
invested in clarity
with bank-grade security
top-rated finance logic
feel in control in 30 days
Why Choose WiseCash
Built for wealth builders.
Not just spenders.
Every feature is designed to answer one question: Are you on track for financial freedom?
Automated 50/30/20 Analysis
Every transaction is instantly measured against the 50/30/20 Rule. WiseCash scores your allocation in real-time—no manual sorting required.
Goal Risk Intelligence
Forget simple progress bars. WiseCash calculates your Savings Velocity to tell you exactly if—and when—you'll hit your target.
Professional Monthly PDF
Generate a 3-page, executive-grade financial report at the end of every month covering capital retention, spending variance, and allocation deep-dives.
Bank-Grade Cloud Encryption
Your wealth data belongs to you. Secured with AES-256 encryption at rest and TLS 1.3 in transit. We don't sell data. Ever.
Multi-Asset Portfolio Tracking
Track diverse investments beyond just cash. Monitor stocks, crypto, and real estate, complete with dynamic asset allocation charts.
Total Data Sovereignty
Never fear vendor lock-in. Export full CSV reports or download a complete JSON backup of your entire database with one click at any time.
Turn your log into
Absolute Command.
Data is useless without direction. WiseCash learns from your spending patterns to instantly categorize your world, giving you back time and total clarity on your cash flow.
- High-precision rapid entry
- Automated 50/30/20 Tagging
- Bulk CSV structural import
- Real-time liquidity mapping
Financial guidance
that never sleeps.
Our "Budget Health Score" uses the professional 50/30/20 rule to grade your trajectory. Get proactive insights on how to optimize your lifestyle for faster capital accumulation.
- Real-time Budget Health Score
- Needs vs. Wants structural analysis
- Capital optimization targets
- Savings risk alerts (Beta)
Know exactly when you hit it.
Stop settling for progress bars. Our **Savings Velocity** engine projects your wealth into the future based on your current momentum, telling you if you’ll miss or exceed your goal.
- Savings Velocity Forecasting
- Structural 'What If' Modeling
- Goal Risk Intelligence
- Capital Retention History
Community
Wealth builders trust WiseCash.
"I used to open my banking app with dread. Now I open WiseCash with coffee. The Health Score made me realize I was spending 41% on wants—I had no idea."
"The monthly PDF is incredible. I actually printed it and reviewed it like a real financial report. My wife and I use it together every first Sunday of the month."
"The Savings Velocity feature is a game changer. I could see I was going to miss my emergency fund goal by 3 months. I adjusted, and I'm now 2 weeks ahead of schedule."
Simple Pricing
Start Free.
Upgrade when ready.
No credit card required for the free tier. Cancel Pro anytime—no strings, no drama.
Personal
Everything you need to master your daily spending.
- Unlimited transaction logging
- Custom spending categories
- Real-time 50/30/20 analysis
- Budget Health Score
- 2 active financial goals
- Secure Supabase cloud sync
Pro
Advanced tools for serious wealth builders.
- Everything in Personal
- Unlimited financial goals
- Professional 3-page PDF reports
- Advanced Budget Insights
- CSV data export
- Capital Retention Velocity
Elite
The ultimate clarity for families and investors.
- Everything in Pro
- Investment tracking (Beta)
- Shared family budgets
- Priority concierge support
- Early access to new features
FAQ
Questions worth
asking first.
The First Step
Your wealth momentum
starts today.
Join hundreds of disciplined savers who replaced financial fog with absolute command. Free forever. No credit card. No excuses.